CENTENNIAL BANK

  • Bank Name:Centennial Bank
  • Bank Class:State Chartered - FED Nonmember Bank
  • FDIC ID:Certificate #14562 - Inactive
  • FED RSSD ID:#973364 - Inactive
Headquarters:904 Avenue O, Lubbock, Texas 79401
Acquired by Happy State Bank
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HISTORY OF CENTENNIAL BANK

Centennial Bank was established in June 1934 and headquartered in Lubbock, Texas. The bank operated as a subsidiary of Commerce Bancshares, Inc.. Centennial Bank was classified as a commercial bank, state charter and Fed nonmember, supervised by the FDIC. Centennial Bank is no longer doing business under that name. To view branches, routing numbers, phone numbers and business hours; you can check Happy State Bank page.

Below is a list of some important events in banks history, including mergers and acquisitions.

DATEEVENT

1934-06-07 -Institution established. Original name: Hale County State Bank.

1987-02-26 -Acquired Farmers State Bank (17947) in Hart, TX.

1994-05-28 -Acquired First State Bank (18697) in Tulia, TX.

1998-06-11 -Institution becomes member of the Federal Reserve System.

1998-06-11 -Changed Primary Federal Regulatory Agency to Fed.

2003-12-02 -Changed Institution Name to Hcsb.

2013-01-19 -Changed Institution Name to Centennial Bank.

2013-01-19 -Main Office moved to 201 West 6th Street, Plainview, TX 79072.

2013-01-19 -Acquired Citizens Bank (15591) in Slaton, TX.

2013-09-03 -Main Office moved to 904 Avenue O, Lubbock, TX 79401.

2019-03-05 -Institution withdraws from membership in the Federal Reserve System.

2019-03-05 -Changed Bank Class to State Chartered Bank, not member of the Federal Reserve System (FRS).

2019-03-05 -Changed Primary Federal Regulatory Agency to Fdic.

2020-07-01 -Merged and became part of Happy State Bank (10359) in Happy, TX.

2022-04-01 -Merged and became part of Centennial Bank (11241) in Conway, AR.

CENTENNIAL BANK REVIEWS & COMPLAINTS

Amy Kahle
Amy Kahle · 19 November 2023

If you have an account at Centennial Bank, I would go first thing when the bank opens and pull out your money and close your account! This bank and the people in leadership are so deceptive. The negligence of this bank has caused great harm to my small business and my family. The corruption runs deep. I know I am not alone. The dishonesty and potentially criminal activity by this bank need to be exposed. If you would like to share your story of corruption or negligence by Happy State Bank or Centennial email: Happyiscorrupt@communioncooperative.com and expose what is going on.

This lender completely mishandled my PPP loan causing a burden far beyond what any small business should have to experience in this program. They do not care about small businesses, and they bully anyone who calls out the corruption and use lawyers to intimate because they know small businesses are the weaker party. CEO & President Tracy French and COO John Stephen Tipton called me to discuss my situation. They said they would investigate and call me back. That was June 30, 2023. I never got a call back. Public records show Tracy French has a compensation package of about $1.6m and Stephen Tipton $987,979. I think they could afford to find time to return my call. If your money and business are at this bank you are contributing to their pockets getting deeper while further separating any care for integrity or ethical behavior towards small businesses. They have no problem ignoring the importance of following through on what they discussed they would do and have operated in complete bad faith with my situation with no accountability. The leadership in this bank has no morals but only finds joy when John Allison touts the success of deposits each quarter. As a client at this bank, you are only worth the dollar you have in the bank or what you bring to the bank. They don't care about you, your small business, or the livelihood of your family. If you stay with this bank, it is only a matter of time before you are a victim of their corruption. The first step is to close your account and get out, the second is to email me with your experience and we can work together to expose what is going on and the harm they are causing to mom-and-pop small businesses that are still hurting from the COVID closures.

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