CHASE BANK OAKHURST

On November 18, 2016---
I was closing my checking account and a promise was made by the local Chase Bank manager, to delay the closing of my checking account and to hold my account open to allow the December 3rd Social Security benefit check to be direct deposited. The reply by this manager was that holding the account open until after the direct deposit was made would be no problem. The agreed to closing delay did not occur and the account was closed prior to the deposit causing the SS check to be returned to the U.S. Treasury where it remained for over 2 months. I have a letter from the Social Security Administration which validates and identifies the difficulty in obtaining the direct deposit in a timely manner.

The resulting returned deposit caused me to miss payments to several creditors, suspended grocery and medication purchases. Those creditors reported the delinquent payments to the credit bureaus which resulted in a severe drop in my credit rating number. The reduced credit number resulted in several loan applications to be declined and payments to the creditors were still unable to be made. In addition, a loan was being sought to enable the purchase of an auto (which I do not have at this time) to enable me to go to work I have available and not depend on my neighbors for the necessary transportation needs. Thus my request for $7,500.00 would allow some back payments to be made and allow for a moderately reliable vehicle to be purchased.