M&T Bank Routing Number

A routing number, also known as an ABA number, is a nine-digit code used to identify a specific financial institution within the United States. This number is essential for identifying specific financial institutions during various banking transactions, including Automated Clearing House (ACH) transfers, domestic wire transactions, direct deposits, bill payments, and check processing.

M&T Bank, the 14th largest bank in US by branch count, currently operates in 13 states. M&T Bank's routing numbers are typically consistent within each state. Below, you will find a list of 14 M&T Bank routing numbers categorized by state, region or transfer type, making it easier to manage your banking needs with accuracy and confidence.

List Of M&T Bank Routing Numbers

U.S. Wide * Wire TransfersWire
# 022000046
C
# 022000046
D
# 031302955
M
# 022000046
# 052000113
# 022000046
N
# 022000046
# 022000046
# 022000046
P
# 031302955
V
# 052000113
# 022000046
W
# 052000113

Find Your Routing Number

The table above presents 14 routing numbers affiliated with M&T Bank, categorized by state, region, or transfer type. To find the specific ABA or wire routing number for your account, refer to the state in which the account was opened. Additional methods to locate your M&T Bank routing number are also available.

Paper Check

On a Check: The quickest way to find your routing number is to look at the bottom of one of your personal M&T Bank checks. The routing number is the nine-digit number printed in the bottom left corner of each check.

Online Banking: Once you sign in to your mtb.com account, you can typically find your routing number in the account details.

Contacting The Bank: A bank teller can provide your routing number in person, over the phone, or at the drive-through.

ⓘ Whenever you need to provide your M&T Bank routing number and either your checking or savings account number to set up a transaction, ensure you are using the correct numbers and that they are entered accurately.

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Bank Information
Bank Company:M&T Bank
Bank Type:FED Member Bank
FDIC Insurance:Certificate #588
Online Banking:mtb.com
Total Branches:933 Offices
Most Popular Branches
345 Main Street, Buffalo, NY 14203
68 Exchange Street, Binghamton, NY 13901
3637 Delaware Avenue, Kenmore, NY 14217
898 Bridgeport Avenue, Shelton, CT 06484
10721 Fairway Lane, Hagerstown, MD 21740
Comments, Reviews & Complaints
T.A Chase
T.A Chase · 11 December 2025

My household is leaving M&T Bank after about 20 years because of two of their bank tellers who like to insult and ga...

Clem Padin
Clem Padin · 3 December 2025

This is not about the branch -- it's a great place. I've been there many times and everyone is always helpful. My is...

Dean Williams
Dean Williams · 13 July 2025

I had apply open account on 6/30/2025 – about my debit card mail to my address. Never shown up. They allow me 7–...

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